Protecting your kitchen appliances against breakdown
Have you ever stopped to think about how many different appliances there are in your kitchen? Have you ever had one of them break down at the very worst moment?
You might be heartened to know that you may not only insure all of your kitchen appliances, but do so in a way that lets you call out a fully trained and qualified engineer to come to your home and fix any item that has suffered an electrical or mechanical failure.
This kind of kitchen appliance insurance gives you access – online or via a UK call-out centre – to a network of fully qualified repair agents. At KAPUT, for example, we have access to a network of approved engineers capable of attending at any address anywhere in the country.
What types of appliance?
You are likely to find that this form of warranty insurance may be extended to literally any kind of UK-bought kitchen appliance (or any other domestic appliance for that matter) including:
- your cooker – gas, electric or integrated;
- washing machine, fridge or freezer; and
- a whole host of those smaller, everyday – but no less essential – items such as health grills, kettles and irons.
Appliances may be any make or model, and you may have owned them since new, bought them second hand or even been given them by a friend or relative (though generally subject to a maximum age - typically eight years).
Not only that, but it may also be possible to pick and mix a whole bundle of kitchen appliances to keep protected under a single warranty insurance package. That is likely to work out much cheaper than insuring each item separately and you have the peace of mind in knowing that you have all your essential kitchen appliances safely protected.
In the event of one of those appliances breaking down, it is then simply a question of calling the warranty provider’s hotline. With access to a network of qualified engineers – suitably screened and CRB checked – the provider is then able to arrange for an engineer to visit your home to repair the appliance in question.
The engineer who is despatched to your home is typically armed with any replacement parts likely to be needed for your appliance – whatever its make or model – but may arrange to take it away for further repair if this proves necessary. If it still proves to be beyond repair, some warranty insurance providers even promise to completely replace the failed appliance.
Once you have paid the premium for your warranty insurance – the cost of which is determined of course by the type and number of appliances you wish to protect – there is literally no more to pay.
Typically, for example, you pay no call out charge for the engineer calling to your home and not even any excess on your insurance claim.
The cover extends for a full twelve months, at the end of which you may simply renew the protection. On the other hand, if you decide you no longer need the cover, it may be possible to cancel at any time.
In a press release we issued earlier this year KAPUT warned that as many as 70% of consumers failed to appreciate the way in which warranty insurance works and that the age group most likely to have this gap in their knowledge are 45 to 54 year olds.