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Ten Kaput Facts

We're there for you when things go KAPUT - if your home appliances break down. With our Multi-Appliance Policy, KAPUT insures the essential products in your house from as little as £3.37 per item, per month. Total peace of mind with NO excess charges, repair costs or call-out fees (subject to T&C's). Check out our top 10 facts about KAPUT!

  • No excess payment on any of our 70+ insurance products

    All of our 70+ products across all departments come with absolutely no excess - It's all included in your premium, so when you want to make a claim, we won't ask you to make a payment...we can just get on with processing your claim and repair.

  • Our cover includes parts, labour and call-out charges

    Your warranty insurance cover includes parts, labour and call out charges (inc VAT) during normal working hours (8am – 5pm Monday to Friday) subject to the terms, conditions and exclusions of Your policy.

  • Maximum policy cover of up to £25,000 across 10 appliances

    If your appliance goes KAPUT, we will cover you for up to the original purchase value, per product, subject to your Policy Terms and Conditions.

    This is limited to a maximum value of £2,500 for each Home, Small and Miscellaneous Appliances and £1,000 for each item of Audio/Visual equipment.

  • We give our consumers a 14 day cooling off period with 100% refund

    We hope you are happy with the cover this policy provides. However if the insurance does not meet your requirements, you can cancel your cover within 14 days with 100% refund, or thereafter, at any time during your contract by contacting KAPUT Limited. Please see our cancellation policy for more information.

  • Fixed price packages, irrespective of the age, make or value of the appliance

    Unlike many other policies that will calculate your price based on the age, brand or original value of your appliance, KAPUT has a fixed cost for all of its products, so you know the price we quote at the start of the process is the price you'll pay at the end. No hidden calculators or sudden hike in prices.

    Our price list is available at the bottom of every product page under the Price List tab or you can view it here.

  • Call Centre Services 365/24/7 with freephone telephone number

    Our call centre is open 365 days, 24/7 on freephone 0800 999 7878, so you can call us at any time during the day or night. The attendance of an engineer to your home is available during normal working hours (8am–5pm Monday to Friday).

  • We cover and call-out to 100% of the UK

    Our Engineer Network is one of the largest independent engineer fields in the UK.

    Pacifica Group, who have been speifically selected by UK General Insurance to administer KAPUT claims and repairs, are trusted by some of the UK's biggest brands, and manage repairs directly with the likes of SONY, E-On, Elextrolux, LG, The AA, Morrisons and AXA.

    All the Engineers are employed, uniformed and fully kitted out in branded vans. In more rural areas and Islands e.g. Jersey, Guernsey, Isle of Man – they use a network of 150 Authorised Service Partners who have been approved and work to strict service level agreements.

    Satellite receiver unit claims are handled by Castelan Group - an expert in their field who service 1.5 million UK residents and businesses accross the UK.

  • Independent Customer Service Review with 94% satisfaction
    Our customers gave us an overall 94% satiscation rating through the independant review site FEEFO. Read our Customer Reviews here...
  • All of our engineers are fully trained, CRB checked and adhere to the Code of Conduct

    Service Network Code of conduct

    To display a polite and professional attitude at all time
    To arrive on site promptly at the agreed time
    To give notification of any expected delay in arrival
    To ensure our engineers are smartly dressed in corporate uniform
    To ensure that specific customer requirements are fully understood and observed
    To work efficiently and minimise and disruption
    To use methods that ensure safe working
    To comply fully with health and safety regulations
    To handle any customer dissatisfaction in a courteous, respectful and objective manner


  • Full Insurance Product - Not a Service Plan: FCA (FRN 700071) | ICO registered (ZA126750)

    Your appliance policy is arranged by KAPUT Limited, with UK General Insurance Limited on behalf of Ageas Insurance Limited, Registered in England No.354568. Registered office: Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire SO53 3YA.

    KAPUT Limited is an appointed representative of Commercial & General Limited. Commercial & General Limited and UK General Insurance Limited are regulated by the Financial Conduct Authority. Ageas Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. You can check this on the Financial Services Register at www.fca.org.uk/register or by contacting 0800 111 6768.

    KAPUT Limited is registered with the ICO (Information Commisioner's Office) under the Data Protection Act 1998. The ICO is the UK’s independent body set up to uphold information rights, as well as govern the two critical pieces of consumer data protection legislation:

    – Data Protection Act 1998

    – Privacy and Electronic Communications Regulations (2003)